regulation Archives

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CBN VASP AML Supervision Pilot: Nigeria Names Paystack and Flutterwave to Monthly Compliance Reporting

UphivaBETAR
April 6, 2026

The CBN has named six VASPs — including Paystack and Flutterwave — to a new AML supervision pilot requiring monthly compliance reports and Travel Rule readiness plans. BETAR analyses the compliance cost stack and what comes next for all Nigerian fintechs.

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Nigeria banking recapitalisation: CBN enforcement limbo at Day 35 — Polaris, Keystone, and Union Bank status

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Nigeria Banks at Day 35: The CBN Blinks, the Courts Are Deciding, and No Buyer Has Moved

UphivaBETAR
April 6, 2026

Thirty-five days after Nigeria’s March 31 banking recapitalisation deadline, the CBN has issued no formal enforcement notice against the three non-compliant banks. BETAR’s Chapter 4 analysis of what happens next.

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COMESA Meta WhatsApp AI lockout antitrust probe 2026

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COMESA Probes Meta Over WhatsApp AI Lockout Across 21 African Markets

UphivaBETAR
April 4, 2026

Africa’s largest trade bloc has launched a formal antitrust investigation into Meta after October 2025 WhatsApp Business API changes barred third-party AI providers while preserving Meta AI’s privileged access.

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Kenya Rwanda EAC PSP passporting MOU 2026

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One Licence, Two Markets: Kenya and Rwanda Just Redrew East Africa’s Fintech Map

UphivaBETAR
April 4, 2026

The Central Bank of Kenya and National Bank of Rwanda signed a landmark agreement to build a mutual recognition framework for payment service providers — the first binding PSP passporting MOU in East Africa.

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Morocco Digital X.0 AI governance framework 2026

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Morocco’s Digital X.0 Law: Africa’s Most Comprehensive AI and Data Governance Framework

UphivaBETAR
April 4, 2026

Morocco has introduced a comprehensive framework law covering AI governance, data governance, and digital identity — the most ambitious digital regulatory project on the continent.

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Rwanda virtual assets CBDC dual track regulation 2026

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Rwanda’s Dual-Track Digital Currency Strategy: Virtual Assets Law and the e-FRW CBDC Pilot

UphivaBETAR
April 4, 2026

Rwanda has simultaneously approved a Virtual Assets Law and launched a real-user CBDC pilot — the only country on the continent pursuing both strategies in parallel.

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Nigeria CBN bank recapitalisation aftermath enforcement April 2026

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After the CBN Deadline: Which Nigerian Banks Missed the March 31 Bar and What the Regulator Does Next

UphivaBETAR
April 4, 2026

Nigeria’s CBN recapitalisation deadline has passed. Three banks remain non-compliant. Here is what the regulator’s enforcement toolkit looks like — and what it means for Union Bank, Polaris, Keystone, and Nigeria’s banking map.

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Flutterwave MFB licence Nigeria CBN fintech settlement architecture 2026

Fintech

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Flutterwave’s MFB Licence: Why Nigeria’s Biggest Fintech Just Changed the Settlement Architecture

UphivaBETAR
April 4, 2026

Four years after Access Bank froze its accounts, Flutterwave has secured an MFB licence — eliminating the settlement dependency that made it vulnerable. The structural implications extend well beyond one company.

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NCC TIRMS activation mandate: Nigeria dual-regulator fraud infrastructure — NCC phone layer and CBN financial layer operating in parallel

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NCC TIRMS Live: Nigeria’s Dual-Regulator Fraud Infrastructure

UphivaBETAR
April 4, 2026

Nigeria now has two live fraud-fighting systems — NCC’s TIRMS and CBN’s AI AML mandate. They cover the phone layer and the money layer of the same attack. They don’t talk to each other.

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Nigeria NCC TIRMS real-time scam flagging system and CBN AML infrastructure diagram

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Nigeria Has Two Real-Time Fraud Systems Going Live at Once. They Don’t Talk to Each Other.

UphivaBETAR
April 4, 2026

The NCC TIRMS scam-flagging mandate goes live in April 2026, same month CBN mandates AI AML baselines. Two regulators, two fraud systems, no shared architecture.

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regulation

CBN VASP AML Supervision Pilot: Nigeria Names Paystack and Flutterwave to Monthly Compliance Reporting

Nigeria Banks at Day 35: The CBN Blinks, the Courts Are Deciding, and No Buyer Has Moved

COMESA Probes Meta Over WhatsApp AI Lockout Across 21 African Markets

One Licence, Two Markets: Kenya and Rwanda Just Redrew East Africa’s Fintech Map

Morocco’s Digital X.0 Law: Africa’s Most Comprehensive AI and Data Governance Framework

Rwanda’s Dual-Track Digital Currency Strategy: Virtual Assets Law and the e-FRW CBDC Pilot

After the CBN Deadline: Which Nigerian Banks Missed the March 31 Bar and What the Regulator Does Next

Flutterwave’s MFB Licence: Why Nigeria’s Biggest Fintech Just Changed the Settlement Architecture

NCC TIRMS Live: Nigeria’s Dual-Regulator Fraud Infrastructure

Nigeria Has Two Real-Time Fraud Systems Going Live at Once. They Don’t Talk to Each Other.

The 1% Promise: Which African Governments Are Meeting the Kigali R&D Commitment — and What the Gap Costs the Continent

Africa Offshore Wind: Zero Commissioned Capacity Despite 100GW Announced Projects

Africa Offshore Wind: Zero Commissioned Capacity Despite 100GW Announced Projects

Nigeria Fintech M&A Pipeline Q2 2026: Who Is Buying the Compliance Laggards?

The Merch Gap: Why African Creators Leave Money on the Table With Physical Products

Africa’s Reality TV Format Economy: Inside the Business of Big Brother Naija, Format Fees, and the Sponsor Arms Race

Building a Game Studio in Africa Costs $3,000 a Month. Publishing One Game Costs Three Times That. The Unit Economics Explain Why African Studios Struggle to Scale.

Nigeria Banks at Day 35: The CBN Blinks, the Courts Are Deciding, and No Buyer Has Moved

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The 1% Promise: Which African Governments Are Meeting the Kigali R&D Commitment — and What the Gap Costs the Continent

Africa Offshore Wind: Zero Commissioned Capacity Despite 100GW Announced Projects

Africa Offshore Wind: Zero Commissioned Capacity Despite 100GW Announced Projects

Nigeria Fintech M&A Pipeline Q2 2026: Who Is Buying the Compliance Laggards?